You’ve been reading about the cuts and Icelandic banks but you only put two and two together when you’re given your cards and see the state of your pension. You call and see Beattie – a steamroller of social action – who laughs repeatedly and is lost for words. You are 58, she reminds you, and not cheap. “Alma,” she says putting on Bi-focals to read your statement. “You’re lucky you’ve even got that.” She makes you another a cup of tea and lets you weep on her settee.
A week passes.